01Primer
What is a stablecoin
USD-referenced tokens, how they hold their peg, and where the peg fails. The vocabulary a CU needs before evaluating any partner.
Stablecoins · Operational
The Stablecoin track for credit union executives.
Where the operational conversation lives. Rails, reserves, redemption, partners, and compliance, written for leadership teams that need to evaluate practical use without over-committing.
02Primer
How USDC, USDT, and PYUSD differ
Issuer, reserves, redemption rights, jurisdiction, reporting, and independent examination. Not all stablecoins carry the same collateral quality or oversight.
03Primer
GENIUS Act & the CU regulatory outlook
The federal payment stablecoin framework became law in July 2025. NCUA rulemaking is still in the proposal stage, so credit unions should separate settled requirements from open questions.
04Primer
Payments & settlement use cases
Where stablecoins may improve on ACH and RTP: remittances, B2B settlement, and cross-border member payments. We also cover where existing rails remain stronger.
05Primer
Custody & reserve considerations
Who holds the keys, who holds the reserves, and what happens on redemption. The diligence framework we use with clients.
06Primer
Stablecoins vs. Bitcoin: positioning
Not competitors. Different tools for different jobs. How to explain the distinction to a board that keeps blending them.
FAQ